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50 states · vetted specialists

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Answer a few questions and we'll connect you with licensed construction-loan specialists who finance projects like yours, in your state.

  • No applications to a wall of banks
  • Specialists in owner-builder & OTC
  • Always free to borrowers

STEP 1 OF 5 · Location

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Construction lenders in every state

Each state page lists local specialists, the loan types they offer, and cost-to-build context.

Directory

Lenders ready to finance your build

Alpine Bank

📍 CO
★★★★★ 4.7 (72 reviews)
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American Home Builders Lending ✓ Verified

📍 All 50 statesMin loan: $150k
★★★★★ 4.9 (114 reviews)
New ConstructionRenovationCustom Homes

Nationwide construction loan provider with over 30 years of experience in residential construction financing.

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Bank of Colorado

📍 CO
★★★★★ 4.9 (109 reviews)
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Elevations Credit Union

📍 CO
★★★★★ 4.5 (315 reviews)
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First National Construction Finance ✓ Verified

📍 TX, OK, LA, ARMin loan: $100k
★★★★★ 4.7 (77 reviews)
New ConstructionRenovationLand Loans

Specializing in residential and commercial construction loans with competitive rates and fast approval times.

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Florida Credit Union

📍 FL
★★★★★ 4.6 (146 reviews)
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Global Construction Lending Solutions ✓ Verified

📍 All 50 statesMin loan: $250k
★★★★★ 4.6 (56 reviews)
New ConstructionRenovationCommercialMulti-FamilyCustom Homes

International construction loan provider offering comprehensive financing solutions nationwide.

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Midwest Builders Finance Group ✓ Verified

📍 IL, IN, WI, MI, OH, MN +1 moreMin loan: $100k
★★★★★ 4.5 (225 reviews)
New ConstructionRenovationSpec Homes

Family-owned construction lender with deep roots in the Midwest and commitment to builders.

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Mountain West Construction Finance ✓ Verified

📍 CO, WY, MT, UT, NMMin loan: $125k
★★★★★ 4.9 (299 reviews)
New ConstructionMountain HomesLand LoansRural Properties

Specializing in construction loans for mountain and rural properties across the Rocky Mountain region.

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Northeast Construction Capital ✓ Verified

📍 MA, NY, CT, RI, NH, VT +1 moreMin loan: $125k
★★★★★ 4.8 (188 reviews)
New ConstructionRenovationMulti-Family

Trusted construction loan specialists serving the Northeast with exceptional customer service.

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Pacific Coast Construction Loans ✓ Verified

📍 CA, OR, WAMin loan: $200k
★★★★★ 4.6 (151 reviews)
New ConstructionRenovationADU Construction

Premier construction lender for California, Oregon, and Washington with personalized service.

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Sunshine State Construction Lending ✓ Verified

📍 FL, GA, SC, NCMin loan: $150k
★★★★★ 4.7 (262 reviews)
New ConstructionRenovationCoastal HomesHurricane-Resistant

Florida's premier construction loan provider with expertise in coastal and hurricane-resistant construction.

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Test Auth Company ✓ Verified

📍 IN, MI, OHMin loan: $100k
★★★★★ 4.6 (241 reviews)
One-Time CloseOwner-Builder2nd Mortgage / HELOCLandTwo-Time CloseLoans for Cats

Testing

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Test company Edited

📍 OHMin loan: $10k
★★★★★ 4.9 (204 reviews)
One-Time CloseTwo-Time Close

Test

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Test Construction Lending Co ✓ Verified

📍 WA, OR, IDMin loan: $100k
★★★★★ 4.8 (93 reviews)
New ConstructionRenovation

This is a test lender pending approval from the admin dashboard.

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Test Custom Loan Co. ✓ Verified

📍 OHMin loan: $100k
★★★★★ 4.7 (167 reviews)
One-Time CloseTest loan typeTest loan type 2

Testing custom loan types

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Truist

📍 AL
★★★★★ 4.8 (278 reviews)
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Trust

How we vet lenders

Every listed lender confirms active licensing, the construction-loan programs they actually originate, and their true service area. Verified badges reflect documentation on file. Reviews come from matched borrowers only.

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