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Home › Find a Lender › Ohio
Ohio · vetted specialists

Construction loan lenders in Ohio

Local and national specialists financing new-home and owner-builder construction across Ohio — with cost-to-build context to size your loan.

Quick answer

Construction loan lenders in Ohio offer one-time close, two-time close, owner-builder, and FHA/VA/USDA programs. Conventional builds typically need 20–25% down; FHA can be 3.5% and VA/USDA 0% for eligible borrowers. Get matched free to compare specialists serving Ohio.

Ohio cost to build · via StartBuild

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Ohio directory

Lenders serving Ohio

American Home Builders Lending ✓ Verified

📍 All 50 statesMin loan: $150k
★★★★★ 4.9 (114 reviews)
New ConstructionRenovationCustom Homes

Nationwide construction loan provider with over 30 years of experience in residential construction financing.

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Global Construction Lending Solutions ✓ Verified

📍 All 50 statesMin loan: $250k
★★★★★ 4.6 (56 reviews)
New ConstructionRenovationCommercialMulti-FamilyCustom Homes

International construction loan provider offering comprehensive financing solutions nationwide.

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Midwest Builders Finance Group ✓ Verified

📍 IL, IN, WI, MI, OH, MN +1 moreMin loan: $100k
★★★★★ 4.5 (225 reviews)
New ConstructionRenovationSpec Homes

Family-owned construction lender with deep roots in the Midwest and commitment to builders.

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Test Auth Company ✓ Verified

📍 IN, MI, OHMin loan: $100k
★★★★★ 4.6 (241 reviews)
One-Time CloseOwner-Builder2nd Mortgage / HELOCLandTwo-Time CloseLoans for Cats

Testing

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Test company Edited

📍 OHMin loan: $10k
★★★★★ 4.9 (204 reviews)
One-Time CloseTwo-Time Close

Test

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Test Custom Loan Co. ✓ Verified

📍 OHMin loan: $100k
★★★★★ 4.7 (167 reviews)
One-Time CloseTest loan typeTest loan type 2

Testing custom loan types

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Construction loans in Ohio — FAQ

What down payment do Ohio construction lenders require?
Conventional construction loans in Ohio typically need 20–25% down; FHA one-time close can be 3.5%, and eligible VA and USDA borrowers may put 0% down.
Can I get an owner-builder construction loan in Ohio?
Yes — some lenders serving Ohio offer owner-builder programs, though approval is stricter than with a licensed general contractor. Get matched to compare them.
How do I compare construction loan lenders in Ohio?
Compare the loan programs each lender actually originates (one-time close, two-time close, owner-builder, FHA/VA/USDA), their minimum loan amounts, and their true service area — or get matched free with specialists serving Ohio.

Nearby: Pennsylvania · West Virginia · Kentucky · Indiana · Michigan

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