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Construction loan lenders in Oregon

Local and national specialists financing new-home and owner-builder construction across Oregon — with cost-to-build context to size your loan.

Quick answer

Construction loan lenders in Oregon offer one-time close, two-time close, owner-builder, and FHA/VA/USDA programs. Conventional builds typically need 20–25% down; FHA can be 3.5% and VA/USDA 0% for eligible borrowers. Get matched free to compare specialists serving Oregon.

Oregon cost to build · via StartBuild

Size your Oregon build before you talk to a lender — estimate cost per square foot across Good / Better / Best finish tiers, then match with lenders who finance a build that size.

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Oregon directory

Lenders serving Oregon

American Home Builders Lending ✓ Verified

📍 All 50 statesMin loan: $150k
★★★★★ 4.9 (114 reviews)
New ConstructionRenovationCustom Homes

Nationwide construction loan provider with over 30 years of experience in residential construction financing.

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Global Construction Lending Solutions ✓ Verified

📍 All 50 statesMin loan: $250k
★★★★★ 4.6 (56 reviews)
New ConstructionRenovationCommercialMulti-FamilyCustom Homes

International construction loan provider offering comprehensive financing solutions nationwide.

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Pacific Coast Construction Loans ✓ Verified

📍 CA, OR, WAMin loan: $200k
★★★★★ 4.6 (151 reviews)
New ConstructionRenovationADU Construction

Premier construction lender for California, Oregon, and Washington with personalized service.

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Test Construction Lending Co ✓ Verified

📍 WA, OR, IDMin loan: $100k
★★★★★ 4.8 (93 reviews)
New ConstructionRenovation

This is a test lender pending approval from the admin dashboard.

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Construction loans in Oregon — FAQ

What down payment do Oregon construction lenders require?
Conventional construction loans in Oregon typically need 20–25% down; FHA one-time close can be 3.5%, and eligible VA and USDA borrowers may put 0% down.
Can I get an owner-builder construction loan in Oregon?
Yes — some lenders serving Oregon offer owner-builder programs, though approval is stricter than with a licensed general contractor. Get matched to compare them.
How do I compare construction loan lenders in Oregon?
Compare the loan programs each lender actually originates (one-time close, two-time close, owner-builder, FHA/VA/USDA), their minimum loan amounts, and their true service area — or get matched free with specialists serving Oregon.

Nearby: Washington · Idaho · Nevada · California

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